Who Pays for Home Health Care

Paying for Home Health Care can be complicated, but CareGivers America is here to help you understand your options.

Skilled Home Health Services, as provided by nurses and therapists, are often covered by Medicare, Medicaid, and a variety of third party insurances, such as Geisinger, Blue Cross/Blue Shield, Amerihealth Caritas/Keystone First, United Health, Aetna, Gateway, and more. Our administrative team will work with your insurance prior to the delivery of services to see if you qualify.

Many customers receive funding for Non-Skilled Home Care services through the PA Medicaid Home & Community Based Services (HCBS) disability waiver program, the US Department of Veterans Affairs, and a variety of Long Term Care insurance plans. Non-Skilled Home Care is also available via private pay.

Private Pay

CareGivers America offers competitive private pay rates to families looking for in-home care – Call your local office for a quote. The price per hour can vary based on the number of hours of care needed, the level of care, and the location of the patient.

Veterans Affairs

CareGivers America works with the Veterans Affairs and various organizations that help bring needed home health care services to veterans and their spouses. We specialize in programs that provide interest free financing and expedited application processing to ensure that our veterans can choose to stay home. Call your local office today for details.

Long Term Care Insurances

We work with numerous long term care insurances that cover nursing and non-medical home care services. Your local office can provide you with copies of licenses, insurance, and other information typically requested of Long Term Care Insurances in order to guarantee reimbursement to the patient.

Pennsylvania Home and Community Based State/Federal Programs

CareGivers America is a provider for a number of Home and Community Based Services that are paid for by the government. These programs are often referred to as “Waiver” programs, meaning that the federal government “waives” the Medical Assistance rules for institutional care in order for the state to provide supports in the community for services that wouldn’t typically be covered by the traditional Medicaid benefit. The qualifications to participate in a Waiver program varies based on your income level, primary and secondary diagnoses, and need assessments.